Escrow Rates
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Schedule of Escrow Charges
Performed by CASCADE TITLE COMPANY of Cowlitz County
Effective April 12, 2010
Consistent, Courteous & Complete
Title & Escrow Services
REFINANCE ESCROW RATE. The escrow rate for residential refinance transactions shall be $425.00 for all loan amounts under $1,000,000.00. This is an all-inclusive rate and includes courier and reconveyance fees. Government recording fees are not included and are in addition to this rate.
PURCHASE AND SALE ESCROW RATES.
The rates quoted herein are minimum charges that are to be made for the customer services
performed and the usual risks assumed in each escrow transaction. Additional charges may apply which are disclosed herein.
All fees are subject to Washington State sales tax as applicable
MOBILE HOME TITLE ELIMINATION. The fee for a mobile home title elimination is an additional $175.00, plus applicable state and government fees.
MOBILE/MANUFACTURED HOME. Transactions involving stand alone Mobile or
Manufactured Homes (where the title has not been eliminated of record) will be charged an additional $150.00, plus applicable state and local fees.
RECONVEYANCE FEE. Reconveyance fees are $130.00 when the Company is the trustee
COURIER HANDLING FEE: Courier handling fees of $25.00 will be added for each use of an overnight or expedited shipping or delivery service. Refunds for an overage will not be made, nor billing for a shortfall from the exact amount billed to the company, when the courier fee cannot be accurately determined at the time of closing.
COURTESY SIGNING FEE. In the event that documents will be signed at this Company in
connection with an escrow performed by an office that is not an affiliated office of this Company, the charge shall be $150.00.
SHORT SALE TRANSACTIONS. The fee to accommodate a short sale transaction will be an additional $200.00.
COMPETITOR RATES. We reserve the right to match any written quote (that includes all
ancillary fees) by a competitor.
TRANSACTIONS ABOVE $1,000,000.00. In transactions above $1,000,000.00, the escrow rate is negotiable and dependent upon the complexity of the transaction.
COMMERCIAL RATE. Commercial transactions that are not a one-to-four family residential structure will be determined based on the amount of work and liability.
GOVERNMENT AGENCIES. Government Agencies or instrumentalities acquiring or disposing of real estate may be based upon agreement between the agency and the escrow company.
CHARITABLE RATE. A charitable or non-profit entity may receive a rate reduction of 50% of the Escrow Rate Schedule. Minimum fee: $200.00
EMPLOYEE RATE. The employee’s portion of the escrow fee will be waived for employees of the Company or affiliated companies, when the transaction involves the refinance, sale or purchase of the employee’s primary residence.
If it is determined that additional work is required for a particular transaction, the company reserves the right to make additional charges as may be deemed necessary to properly compensate the Company for such additional work. Examples of same may be a substantial restructuring of the transaction subsequent to the original delivery of the Purchase and Sale Agreement, multiple redrafting of documents, extra
services to coordinate with Section 1031 Facilitator Companies, payoffs for debts that are not liens on the land, assumption of post-closing responsibilities to hold and disburse a sum held back for a defined
purpose, signing appointments outside business hours and assumption of additional document
preparation responsibilities other than the sale and purchase money mortgage. If additional work charges become necessary, the parties will be advised of these additional charges as soon as possible.